Critical Illness Insurance

A Tax-Free Lump Sum Cash Benefit

Suffering a critical illness is distressing for both you and your family. Help ease the burden through insurance that will help reduce financial stresses and can complement disability and life insurance protection needs. By helping pay for the additional expenses often associated with a critical illness or condition, insurance offers you, your family, and if applicable, your business, added financial security—so you can focus on recovery.

The advantages of critical illness insurance can include:

Coverage for up to 24 critical illnesses or conditions
An initial lump-sum benefit you can use however you wish—from making mortgage payments to seeking medical treatment outside Canada
Home-care costs during illness and recovery periods
Even if you’re not disabled from working, you may receive payment
The ability to provide a return of premium benefit (optional)
Individuals who cannot obtain disability insurance in some cases still qualify for critical illness coverage (e.g. a non-income earning spouse)

Contact us today to determine whether critical illness insurance fits into your financial security plan.

Basic Critical Illness Insurance

Manulife’s Lifecheque Basic Critical Illness Insurance offers:

Coverage for 5 major illnesses including cancer, heart disease, stroke, aeortic surgery and coronary artery bypass surgery.

Lump sum payments of $25,000, $50,000 or $75,000 with a Return of Premium option.

Coverage for applicants between the ages of 18 and 75.

Click below for more information on Lifecheque Basic Critical Illness insurance and to quote and apply on-line.